What are today's mortgage interest rates: January 2, 2026?

As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

Will Mortgage Rates Go Down in 2026? Here’s What Housing Experts Predict

The two main factors currently influencing mortgage rates — inflation and the labor market — are pulling in opposite directions. What does that mean for homebuyers?

Shopping for a mortgage? Comparing rates can be tricky. Here’s some advice

Shopping for mortgage rates can save borrowers a lot of money — $222 a month on average, according to a June report from ...

This under-the-radar mortgage hack is saving some Americans thousands of dollars per year. Here's what you need to know

With mortgage interest rates falling, homeowners are hunting for ways to cut their monthly payments. Refinancing remains ...
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Why bond markets could keep mortgage rates stuck high

Mortgage borrowers keep waiting for relief that never quite arrives. Even as inflation cools and the Federal Reserve hints at ...